CPA price list

CPA Price List (2026)

Service-by-service CPA pricing you can use to vet your next quote.

Use this CPA price list as a benchmark before signing an engagement letter. Each section shows realistic 2026 ranges, who the service fits, and the variables that push you to the high or low end.

Individual 1040

$250 – $1,400

W-2 to self-employed

S-corp 1120-S

$900 – $3,800

Single to multi-state

Monthly bookkeeping

$300 – $2,500

Per month

Fractional CFO

$2K – $15K

Per month

Personal federal + state tax return prep.

Individual tax return (1040)

Who it's for: W-2 households, freelancers with a Schedule C, investors with K-1s, and high-income filers.

ScenarioPriceCadenceNotes
Simple W-2 + standard deduction$250 – $450per returnSingle state, no Schedule C, no rentals.
Itemized + one state, basic investments$400 – $700per returnSchedule A, brokerage 1099s, child credits.
Self-employed / Schedule C$600 – $1,400per returnIncludes Schedule SE, home-office, vehicle, QBI analysis.
Rental properties (1–3)$700 – $1,600per returnSchedule E per property, depreciation, passive-loss tracking.
Complex (K-1s, multi-state, equity comp)$1,200 – $2,500+per returnRSUs / ISOs, AMT, multi-state allocations, foreign accounts.

What drives the price

  • Number of W-2s, 1099s, K-1s, and brokerage statements
  • Schedules C, D, E, or F
  • Multi-state and part-year residency
  • Equity compensation (RSU, ISO, NSO, ESPP)
  • Foreign income, FBAR, Form 8938
  • Rush filing inside two weeks of the deadline

Bundle to save

Pairing this service with tax prep or bookkeeping usually saves 10–25% versus buying it standalone, and removes the year-end clean-up tax that catches owners off guard.

Estimate a bundle

Federal + state corporate income tax return for C-corps.

Business tax return (1120 C-corp)

Who it's for: Delaware C-corps, startups, and established corporations.

ScenarioPriceCadenceNotes
Pre-revenue Delaware C-corp$900 – $1,800per returnIncludes DE franchise + federal 1120; clean books required.
Operating C-corp under $2M revenue$1,500 – $3,000per return1120 + 1–2 state returns, basic depreciation.
C-corp $2M – $10M revenue$2,500 – $5,500per returnMulti-state, accrual GAAP-leaning books, M-1/M-3 reconciliation.
C-corp $10M+ revenue$5,500 – $15,000+per returnConsolidated returns, tax provision, transfer pricing, R&D credit.

What drives the price

  • Revenue tier and number of state filings
  • Cleanliness and basis of bookkeeping (cash vs accrual)
  • R&D credit, §174 capitalization, and other elections
  • Multi-entity consolidation
  • Foreign subsidiaries and Forms 5471 / 5472

Bundle to save

Pairing this service with tax prep or bookkeeping usually saves 10–25% versus buying it standalone, and removes the year-end clean-up tax that catches owners off guard.

Estimate a bundle

Pass-through corporate return + K-1s to shareholders.

S-corp return (1120-S)

Who it's for: Owner-operator small businesses, professional service firms, and consultants on an S-election.

ScenarioPriceCadenceNotes
Single-shareholder S-corp, clean books$900 – $1,500per return1120-S, single K-1, basis schedule.
Multi-shareholder S-corp under $1M revenue$1,400 – $2,400per returnMultiple K-1s, basis tracking, reasonable-comp memo.
S-corp $1M – $5M revenue$2,200 – $3,800per returnMulti-state K-1 allocations, fixed-asset schedule, fringe benefits.
Complex S-corp (multi-state, fringe, audits)$3,500 – $7,500+per returnComposite returns, 280G, accountable plan, retirement deferrals.

What drives the price

  • Number of shareholders and K-1s
  • Reasonable compensation analysis and documentation
  • Multi-state filings and composite returns
  • Accountable plan, retirement, and fringe-benefit structuring
  • Bookkeeping quality at year-end (cleanup is billed extra)

Red flags

  • Quote skips reasonable-compensation analysis
  • Flat-fee that excludes state K-1s and composite returns
  • No basis schedule reconciliation

Pass-through partnership / LLC return + K-1s.

Partnership return (1065)

Who it's for: Multi-member LLCs, real-estate partnerships, joint ventures, and professional partnerships.

ScenarioPriceCadenceNotes
2-partner LLC, single state$900 – $1,600per return1065, two K-1s, capital-account roll-forward.
Real-estate partnership (1–5 properties)$1,400 – $2,800per returnSchedule E property roll-up, §754 election, passive losses.
Operating LLC $1M – $5M revenue$2,000 – $3,800per returnSpecial allocations, multi-state apportionment, basis tracking.
Complex partnership (waterfall, multi-state, foreign)$3,500 – $9,000+per returnTiered partnerships, §704(b)/(c), foreign K-2/K-3 reporting.

What drives the price

  • Number of partners and K-1s issued
  • Special allocations and §704(b) capital accounts
  • §754 / §743 step-up elections
  • Multi-state apportionment and composite returns
  • K-2 / K-3 reporting for foreign activity

Bundle to save

Pairing this service with tax prep or bookkeeping usually saves 10–25% versus buying it standalone, and removes the year-end clean-up tax that catches owners off guard.

Estimate a bundle

Ongoing reconciliations, categorization, and monthly close.

Monthly bookkeeping

Who it's for: Any business that wants reliable books without hiring in-house.

ScenarioPriceCadenceNotes
Starter (under 100 txns / mo)$300 – $500per monthOne bank + one card, cash basis, monthly P&L.
Growth (100 – 300 txns / mo)$600 – $1,200per monthMultiple accounts, payroll sync, quarterly review.
Scale (300 – 700 txns / mo)$1,300 – $2,200per monthAccrual, deferred revenue, multi-entity consolidation.
Controller-level (700+ txns or multi-entity)$2,500 – $5,000+per monthDedicated bookkeeper + controller review, KPI pack, audit prep.

What drives the price

  • Monthly transaction volume
  • Number of bank, card, and merchant accounts
  • Cash vs accrual basis and ASC 606 revenue recognition
  • Inventory / COGS tracking
  • Multi-entity or multi-location consolidation

Bundle to save

Pairing this service with tax prep or bookkeeping usually saves 10–25% versus buying it standalone, and removes the year-end clean-up tax that catches owners off guard.

Estimate a bundle

One-time project to fix or recreate prior-period books.

Cleanup / catch-up bookkeeping

Who it's for: Owners behind on books, switching firms, or prepping for tax filing or a fundraise.

ScenarioPriceCadenceNotes
3 – 6 months catch-up, low volume$1,500 – $3,500projectReconcile bank + card, rebuild P&L, deliver year-end package.
12 months catch-up, average volume$3,500 – $7,500projectFull year reconciled, accrual adjustments, fixed assets.
Multi-year cleanup or complex$7,500 – $20,000+projectMultiple years, multi-entity, untangling commingled accounts.
Hourly cleanup$80 – $150per hourCommon when scope is undefined; cap with a not-to-exceed.

What drives the price

  • Number of months / years behind
  • Whether books exist or must be rebuilt from scratch
  • Commingled personal and business accounts
  • Software migration (e.g. desktop QB → QBO)
  • Year-end deadline pressure

Red flags

  • Open-ended hourly quote with no cap
  • Cleanup priced before reviewing actual bank activity

Running payroll, filing payroll taxes, and year-end W-2s / 1099s.

Payroll service

Who it's for: Any employer — from a 1-person S-corp to a 50-person team.

ScenarioPriceCadenceNotes
Self-serve software (Gusto, OnPay)$40 – $80 base + $4 – $12 / employeeper monthSoftware-only; you run payroll, software files taxes.
CPA-managed payroll, 1 – 10 employees$150 – $400per monthCPA reviews and runs payroll, handles state setups.
Multi-state payroll, 10 – 50 employees$400 – $1,200per monthIncludes state registrations, SUI rate management, workers' comp.
Year-end W-2 / 1099 only$5 – $15per formOften bundled when CPA already does the books.

What drives the price

  • Headcount and pay frequency
  • Number of states with employees
  • Contractor vs employee classification work
  • Equity compensation processing (ISO/NSO exercises)
  • Benefits administration scope

Bundle to save

Pairing this service with tax prep or bookkeeping usually saves 10–25% versus buying it standalone, and removes the year-end clean-up tax that catches owners off guard.

Estimate a bundle

Strategic finance leadership without a full-time hire.

Fractional CFO

Who it's for: Growing businesses, startups raising or post-raise, and owners planning an exit.

ScenarioPriceCadenceNotes
Light advisory (5 – 10 hrs / mo)$2,000 – $4,000per monthMonthly review, KPI dashboard, board-pack support.
Active CFO (10 – 25 hrs / mo)$4,000 – $8,000per monthOwns model, runway, hiring plan, investor reporting.
Heavy / fundraising mode$8,000 – $15,000+per monthRunning a raise, audit prep, or M&A diligence.
Project work (model, raise, exit)$10,000 – $50,000+projectFixed-scope engagement with deliverables.

What drives the price

  • Hours per month and reporting cadence
  • Active fundraising or audit prep
  • Number of stakeholders (board, investors, lenders)
  • Complexity of financial model and KPI stack
  • Equity component (some CFOs reduce cash for equity)

Bundle to save

Pairing this service with tax prep or bookkeeping usually saves 10–25% versus buying it standalone, and removes the year-end clean-up tax that catches owners off guard.

Estimate a bundle

Representation before the IRS or state for back taxes, audits, and notices.

Tax resolution

Who it's for: Individuals and businesses with IRS notices, levies, liens, or unfiled returns.

ScenarioPriceCadenceNotes
CP notice response$500 – $1,500projectSingle-issue notice (e.g. CP2000, CP14).
Installment agreement / streamlined$1,000 – $2,500projectNegotiate payment plan under $50K balance.
Offer in compromise$3,500 – $7,500projectFull financial workup, Form 656 + 433-A/B.
Audit representation$2,500 – $10,000+projectPower of attorney, document production, appeals if needed.
Hourly representation$200 – $500per hourCommon for unscoped audits or complex appeals.

What drives the price

  • Balance owed and how many tax years
  • Whether returns are filed or need to be prepared
  • Audit type (correspondence, office, field)
  • State vs federal involvement
  • Need for appeals, U.S. Tax Court, or collections defense

Red flags

  • Flat fees that promise specific IRS outcomes
  • Large up-front retainer with no scope letter

Tax planning, entity structuring, and ongoing strategic guidance.

Advisory services

Who it's for: Owners and high-income filers who want proactive planning, not just compliance.

ScenarioPriceCadenceNotes
One-off tax planning session$500 – $1,500projectMid-year projection + recommendations memo.
Entity / S-election analysis$750 – $2,000projectLLC vs S-corp vs C-corp modeling with break-even.
Quarterly advisory retainer$500 – $1,500per monthQuarterly meetings, ad-hoc questions, projection updates.
Comprehensive advisory + tax$1,500 – $4,000per monthBundled with tax prep, bookkeeping, and CFO-light support.
Hourly advisory$250 – $500per hourSenior CPA or partner rate for ad-hoc questions.

What drives the price

  • Complexity of entity structure
  • Number of stakeholders and entities
  • Equity compensation and exit planning
  • Estate, gifting, and succession components
  • Frequency of meetings and turnaround expectations

Bundle to save

Pairing this service with tax prep or bookkeeping usually saves 10–25% versus buying it standalone, and removes the year-end clean-up tax that catches owners off guard.

Estimate a bundle

Pricing models

Hourly vs fixed-fee vs value pricing

Most CPAs use a mix. Knowing which model applies tells you what to expect — and where to push back.

Hourly

Common for cleanup, audits, and unscoped advisory. Insist on a written estimate and a not-to-exceed cap.

Fixed-fee

Standard for annual tax returns and monthly bookkeeping. Read the out-of-scope triggers carefully.

Value / retainer

Used for fractional CFO and advisory. You pay for outcomes and access, not units of time.

Cost drivers

What drives CPA pricing

Same return, same firm — two clients can get quotes 3× apart. These are the levers that move the price.

  • Complexity (entities, states, schedules, K-1s)
  • Quality of your bookkeeping at hand-off
  • Geography and cost of living in the firm's market
  • Designation (CPA vs EA vs unlicensed preparer)
  • Software stack — clients on QBO / Xero cost less to serve
  • Deadline timing — work inside 14 days of a deadline usually carries a rush fee
  • Whether tax prep is bundled with bookkeeping or advisory

Geography

CPA hourly rates by U.S. metro

Hourly billing rates by U.S. metro and seniority — typical 2026 ranges.

MetroStaffSenior / managerPartner
Northeast (NYC, Boston, DC)$175 – $250$250 – $375$400 – $650
West Coast (SF, LA, Seattle)$170 – $250$250 – $360$380 – $625
Sun Belt (Austin, Atlanta, Miami)$140 – $215$215 – $320$325 – $525
Midwest (Chicago, Minneapolis, Denver)$135 – $205$205 – $295$300 – $475
Smaller metros / rural$110 – $175$175 – $250$250 – $400

Vetting

How to compare CPA quotes

  1. Is the quote fixed-fee, hourly, or value-based — and what's the scope?
  2. What triggers an out-of-scope charge, and how is it priced?
  3. Who actually does the work — partner, senior, or staff?
  4. Are state returns, K-1s, and extensions included?
  5. How are revisions and amended returns billed?
  6. Is bookkeeping cleanup priced separately?
  7. What's the turnaround time and the rush-fee policy?
  8. Do you e-file, sign as paid preparer, and stand behind the return?

Watch out

Pricing red flags

Quotes a flat fee without seeing a prior-year return or trial balance

Promises a specific refund or IRS outcome before reviewing your facts

Won't put scope and out-of-scope triggers in writing

Charges a large up-front retainer with no deliverables milestone

Bundles 'free' tax prep into a long bookkeeping contract you can't exit

Won't tell you who actually prepares the return

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FAQ

CPA pricing — frequently asked questions

Why do CPA fees vary so much between firms?

Three drivers explain most of the spread: complexity (entities, states, K-1s), the cleanliness of your bookkeeping at hand-off, and the firm's geography and seniority mix. A junior preparer in a smaller metro charges a fraction of a partner in NYC or SF — but the higher-priced firm often catches savings or risks the cheaper firm misses.

Are fixed-fee or hourly engagements better?

Fixed-fee is better when scope is well defined (annual tax return, monthly bookkeeping, payroll). Hourly is honest when scope is unknown — cleanup work, audits, or first-time advisory. Either way, insist on a written scope, out-of-scope triggers, and a not-to-exceed cap.

Is a CPA more expensive than an EA or unlicensed preparer?

Usually yes, but the gap is smaller than people expect. CPAs typically charge 20–60% more than enrolled agents for the same return, and EAs cost 30–80% more than seasonal chain preparers. CPAs can represent you in tax court, sign audited financials, and offer broader advisory — pay for that only when you need it.

What's the cheapest way to keep CPA costs down?

Hand over clean, accrual-leaning books in QuickBooks Online or Xero, organize source documents into a shared folder, respond fast during prep, and don't push work into the last two weeks before a deadline. Cleanup hours and rush fees are usually the biggest avoidable cost.

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2026 CPA Pricing Guide

Real fee benchmarks for tax prep, bookkeeping, payroll, and advisory — by service and business type.

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