Fractional CFO Cost · Verified Directory
Executive finance leadership at a fraction of full-time cost
Typical pricing for fractional and part-time CFO services. Monthly retainers, hourly consulting, and project-based fees for growing companies.
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Fractional CFO packages
What a fractional CFO costs
Fractional CFO pricing scales with time commitment and scope. Most engagements run on a monthly retainer.
Advisory
$3,000–$6,000
per month
Founders who want strategic input but already have a bookkeeper or controller.
- 1–2 days per month
- Monthly financial review
- KPI dashboard setup
- Quarterly planning session
Standard
$7,500–$12,000
per month
Growing businesses preparing to raise capital or scale operations.
- 2–3 days per week
- Cash flow forecast + scenario modeling
- Investor / board reporting
- Pricing and unit economics
- Hiring plan + budget
Embedded
$12,000–$20,000+
per month
Pre-IPO, M&A prep, or turnaround situations.
- 3–4+ days per week
- Board prep + investor relations
- Fundraising / debt facility leadership
- Team building (controller, FP&A)
- M&A and due diligence support
By business size
What you'll likely pay
Ranges reflect typical U.S. market pricing. Your CPA or provider will scope a specific number.
| Business size | Monthly range | Notes |
|---|---|---|
| Pre-seed / seed startup | $3,000–$6,000 | Modeling, runway, first-round prep |
| Series A / B startup | $7,500–$15,000 | Board reporting, hiring plan, unit economics |
| Profitable SMB ($2M–$10M) | $5,000–$10,000 | Cash, pricing, exit prep |
| Mid-market ($10M–$50M) | $12,000–$25,000+ | Embedded leadership, M&A, debt |
What drives the price
By city
Find Fractional CFO Cost by city
Houston, TX
Houston CPAs serve energy, healthcare, and the city's vast small-business community.
Dallas, TX
Dallas accounting firms anchor finance, real estate, and corporate headquarters across DFW.
Los Angeles, CA
LA's accountants specialize in entertainment, real estate, and creative-industry tax planning.
San Francisco, CA
San Francisco CPAs serve startups, venture-backed companies, and complex equity-comp clients.
New York City, NY
NYC's accountants cover Wall Street, media, real estate, hospitality, and the small businesses of all five boroughs.
Miami, FL
Miami's CPAs specialize in international tax, real estate, hospitality, and Latin American business.
Chicago, IL
Chicago accountants serve professional services, manufacturing, logistics, and the Midwest's largest corporate base.
Atlanta, GA
Atlanta's CPAs support film, fintech, logistics, and one of the country's most dynamic small-business scenes.
Boston, PA
Boston-area accountants serve life sciences, higher education, financial services, and innovation-economy startups.
Seattle, WA
Seattle CPAs serve tech, aerospace, and the Pacific Northwest's deep entrepreneurial bench.
Common questions
About fractional cfo cost
How much does a fractional CFO cost per month?+
Basic advisory (1–2 days/month): $3,000–$6,000. Standard support (2–3 days/week): $7,500–$12,000. Deep engagement (3–4 days/week + board prep): $12,000–$20,000+.
When does a fractional CFO pay for itself?+
Most businesses break even through improved cash flow, reduced waste, better pricing discipline, and faster fundraising — typically within one or two quarters.
Is a fractional CFO the same as a controller?+
No. A controller manages accounting operations and reporting. A fractional CFO focuses on strategy, capital, forecasting, and board/investor relations — often one level above a controller.
This information is general and does not constitute professional advice. Consult a licensed professional for guidance specific to your situation.