Tech startup CPA

CPA for Tech Startups

One firm fluent across SaaS, marketplaces, hardware, AI, and fintech — handling R&D credit, §174, equity comp, multi-state, and investor reporting.

Segments

Tech subsegments we serve

SaaS

ASC 606 deferred revenue, MRR/ARR, NRR, and Rule of 40.

Marketplace

GMV vs. net revenue, take-rate accounting, and 1099-K compliance for sellers.

Hardware

Inventory, capitalized prototype costs, COGS, and import duties.

AI & Fintech

GPU spend allocation, model R&D wages, and regulated-entity reporting where it applies.

Scope

Tech startup CPA topics

  • Delaware C-corp incorporation and good-standing maintenance
  • ASC 606 revenue recognition tailored to each tech subsegment
  • R&D tax credit (Form 6765) and payroll-tax offset (Form 8974)
  • §174 capitalization for US and foreign R&D
  • Equity compensation: 83(b), ISO/NSO, RSU, and Carta integration
  • Multi-state payroll and income-tax nexus mapping
  • Sales-tax economic nexus and SaaS / digital-goods taxability
  • Investor-ready financials and Series A diligence data room
  • Fractional CFO and controller support for post-raise scaling
  • Audit prep for Series B and growth-stage companies

FAQ

Tech startup CPA questions

Who counts as a 'tech startup' for accounting purposes?+

Any startup whose primary product is software, data, hardware/IoT, AI, or fintech infrastructure — including marketplaces, dev tools, vertical SaaS, and AI-native products.

Is hardware accounting different from SaaS accounting?+

Yes. Hardware adds inventory, work-in-process, capitalized prototype costs, COGS, duties, and warranty reserves. SaaS adds deferred revenue, MRR/ARR, and SaaS-specific sales-tax rules.

Do AI startups qualify for the R&D credit?+

Almost always. Engineering wages, ML researcher wages, GPU compute used in training, and contractor R&D spend typically all qualify for the federal R&D credit and §174 capitalization.

Do fintech startups need a specialized accounting firm?+

Often yes — especially if you're a money transmitter, broker-dealer, lender, or BSA-regulated. Tech-startup CPAs experienced with fintech understand both startup accounting and regulated-entity reporting.

What software stack do tech startups usually run?+

QuickBooks Online or Xero + Bill.com / Ramp + Gusto / Rippling + Carta is the pre-Series A default. NetSuite or Sage Intacct comes later, typically after Series B.

Vetting checklist

Questions to ask a startup CPA

  1. 1
    How many venture-backed or high-growth startups do you currently work with?
  2. 2
    Do you handle R&D credit, §174 capitalization, and Delaware franchise tax in-house?
  3. 3
    What's your monthly close timeline, and what does the deliverable pack include?
  4. 4
    Can you support a future audit, 409A valuation, and equity comp accounting?
  5. 5
    How is pricing structured as we grow from pre-seed to Series A?

Featured Professionals

Featured startup CPAs and firms

Verified professionals will appear here as profiles are claimed and reviewed.

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Browse vetted CPAs and accounting firms that already serve venture-backed and high-growth startups.

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Startup Accounting Checklist

The stage-by-stage finance setup founders use from incorporation through Series A — bookkeeping, payroll, tax, and reporting.

Download the Checklist