Hiring · 7 min read
How Much Does Monthly Bookkeeping Cost?
Monthly bookkeeping for U.S. small businesses generally runs $300 to $3,000+ per month. The number depends on transaction volume, software, number of accounts, payroll status, and how clean the books were when the engagement started.
Pricing tiers in 2026
- Solopreneur / pre-revenue: $200–$400/mo (≤30 transactions)
- Small business starter: $400–$700/mo (30–150 transactions)
- Established small business: $700–$1,500/mo (150–500 transactions)
- Multi-account / multi-entity: $1,500–$3,000/mo
- High-volume ecommerce or restaurants: $2,500–$6,000/mo
What pushes pricing up
- More than two bank accounts and one credit card
- Inventory tracking and COGS calculations
- AR/AP management (collections, bill pay)
- Payroll for more than 5 employees
- Multi-state sales tax filings
- Class/location/project tracking for management reporting
- Catch-up or cleanup of prior periods
In-house vs outsourced
A part-time in-house bookkeeper costs $25–$45/hr plus payroll taxes and tools — typically $1,500–$3,500/mo for 10–20 hours/week of coverage. Outsourced firms bundle the software, training, and backup coverage, often coming in below the loaded cost of an employee for the same scope.
