Healthcare
Tax, accounting, and advisory for physicians and medical groups
Healthcare CPA services cover the full back-office of a medical practice — billing reconciliation, payer mix analysis, provider compensation, HIPAA-aware bookkeeping, and entity planning for PCs, PLLCs, and management service organizations.
What the specialist does
What a healthcare specialist actually handles
- Practice tax planning and entity selection (PC, PLLC, S-Corp, MSO)
- Billing-to-bank reconciliation and collection rate analysis
- Provider compensation modeling (RVU, eat-what-you-kill, salary)
- Retirement plan design (cash balance, 401(k), profit sharing)
- Practice purchase, sale, and partner buy-in support
Common tax issues
Tax issues this specialist handles every year
Generic firms miss most of these. A specialist surfaces them in planning conversations, not on the next IRS notice.
Specified Service Trade or Business (SSTB) limits
Medical is an SSTB — QBI deduction phases out at higher incomes. Planning around the phase-out is critical.
Pass-through entity tax (PTET) elections
Most states offer a SALT-cap workaround for medical entities — proper election can save 4–10% of state tax.
Cash balance plans
Allow $200k–$300k+ in pre-tax contributions for higher-earning physicians; complex but high-leverage.
Self-employment tax on partnership earnings
Limited partner exception for medical partnerships is heavily scrutinized; structure matters.
Locum tenens and 1099 income
Quarterly estimates, retirement contributions, and entity planning differ from W-2 physician income.
Bookkeeping requirements
- EHR / PM system deposit reconciliation
- Payer mix and adjustment tracking
- Physician productivity and overhead allocation
- Medical supply and pharmaceutical inventory
- MSO / practice intercompany accounting
Payroll issues
- Physician compensation, bonus, and call pay
- Mid-level provider (NP/PA) pay structures
- 401(k) and cash balance plan contributions
- ACA reporting for >50 FTE practices
- Locum tenens 1099 issuance
Software used
The tools a real specialist works in
Pricing ranges
What you should expect to pay
Real market ranges from active engagements. Fees scale with complexity, location, and firm size.
Solo physician practice
$700–$2,000/mo
Bookkeeping, payroll journal, monthly close, tax planning.
Group practice (5–20 providers)
$2,500–$8,500/mo
Provider comp, MSO accounting, retirement plan admin coordination.
Tax return — medical entity + physician 1040
$1,500–$5,500
Includes PTET, QBI modeling, retirement contribution optimization.
Practice valuation / sale support
$5,000–$25,000
Used for buy-ins, partner buyouts, or sale to PE/health system.
Featured professionals
Healthcare CPA services — vetted pros accepting new clients
Verified specialists appear here as profiles are claimed and reviewed in United States.
Questions to ask
- How many medical or dental practices do you serve?
- Do you support cash balance plan design?
- How do you handle PTET elections in our state?
- Can you model an associate buy-in or partner buyout?
- How do you protect PHI in your workflows?
Red flags
- !Doesn't know what SSTB phase-out is
- !Hasn't filed PTET elections for medical practices
- !No experience with cash balance plans
- !Treats all physician partnership income as full SE tax without analysis
- !Won't sign a HIPAA business associate agreement
Local provider links
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FAQ
About healthcare cpa services
Does a healthcare CPA need to be HIPAA trained?+
Yes. Any CPA touching billing or payer data should sign a HIPAA Business Associate Agreement and maintain documented safeguards.
Can a healthcare CPA help with practice acquisitions?+
Yes — quality of earnings, working capital targets, payer credentialing transitions, and physician comp redesign are all standard services.
What's a cash balance plan and why do physicians use them?+
A cash balance plan is a defined benefit plan that allows much higher pre-tax contributions than a 401(k) alone — often $200k+/year for older physicians.
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