Tax Planning CPA
A tax planning CPA focuses on reducing your future tax bill — not just filing the return after the year ends. They model scenarios, recommend strategies, and update projections throughout the year.
What's Included
- Year-round tax projections
- Entity structure analysis (S-corp, LLC, C-corp)
- Retirement plan strategy (Solo 401(k), SEP, defined benefit)
- Quarterly estimated tax planning
- Multi-state and multi-entity planning
- Real estate and cost segregation strategies
- Charitable giving and gifting strategies
- Year-end acceleration and deferral planning
Who This Is For
- Business owners with $250K+ in annual income
- High-income W-2 earners with side businesses
- Real estate investors with multiple properties
- Professionals expecting a liquidity event
- Owners with multi-state operations
- Anyone facing a large unexpected tax bill
How to Choose
- Active CPA license
- Tax planning experience, not just compliance
- Modeling software (Holistiplan, Corvee, Bloomberg)
- Clear deliverables — projections, memos, action items
- Coordination with your financial advisor
- Transparent flat or retainer pricing
Frequently Asked Questions
How much does tax planning with a CPA cost?
Tax planning engagements typically range from $1,500 to $10,000+ depending on complexity. Many CPAs bundle planning with tax preparation.
When is the best time to do tax planning?
Before year-end — ideally mid-year — so strategies can be implemented before December 31. Some strategies (retirement contributions) can extend into the filing season.
How is tax planning different from tax preparation?
Preparation reports what already happened. Planning changes what will happen — through entity decisions, retirement contributions, timing of income and deductions, and structure choices.
Will tax planning save me money?
For most business owners and high earners, yes. Savings often exceed planning fees several times over, especially in the first year.
Related services
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Advisor-grade guides
Downloadable ebooks & templates
CPA-ready playbooks and templates you can use today — instant downloads, no signup required.
The Small Business Tax & Profit Playbook
A CPA-ready guide to deductions, quarterly taxes, S-Corp strategy, owner pay, cash flow, and year-round tax planning.
Business Tax Deduction Checklist
A CPA-curated checklist of 80+ business deductions most owners miss — organized by category so you can sweep it before filing.
The Definitive Bookkeeping Cleanup & Recovery Guide
The CPA's step-by-step playbook for diagnosing messy books, reconstructing missing history, and restoring a clean, audit-ready ledger.
The Freelancer Tax Guide
The practical tax playbook for freelancers, contractors, and solo creatives — deductions, quarterly estimates, and self-employment strategies.
The Year-End Tax Planning Guide
The CPA's December playbook — practical strategies to reduce your tax bill before the year closes.
The Premium Bookkeeping Template Pack
Automated dashboards, multi-account reconciliations, and CPA-ready reporting workbooks for serious owners and bookkeepers.
Tax & Bookkeeping Resource Library
Our complete advisor-grade collection — every premium asset an owner needs to run clean books, lower taxes, and recover messy ledgers, in one bundle.