• CPA & bookkeeping support
  • QuickBooks setup and cleanup
  • Monthly reporting
  • Tax planning
  • CFO advisory
  • Virtual and local support

Serving

  • Small businesses
  • Nonprofits
  • Real estate investors
  • Restaurants
  • Contractors
  • Healthcare practices
  • Eco & green businesses

Advisory · 7 min read

Fractional CFO Services: Financial Strategy Without a Full-Time CFO

Fractional CFO services give businesses access to senior financial leadership without hiring a full-time chief financial officer. This can be useful for startups, growing small businesses, real estate companies, construction firms, nonprofits, and professional service firms.

What does a fractional CFO do?

  • Financial forecasting
  • Budgeting
  • Cash flow planning
  • KPI reporting
  • Profitability analysis
  • Board or investor reporting
  • Fundraising support
  • Debt financing support
  • Pricing strategy
  • Cost control
  • Scenario planning
  • Financial systems review
  • Strategic planning

When does a business need a fractional CFO?

A business may need fractional CFO support when it is growing quickly, struggling with cash flow, preparing for funding, expanding locations, managing debt, improving profitability, or needing better financial reports.

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The CPA-Ready Business Finance Starter Kit

A practical, advisor-grade workbook for owners and founders — the foundations your CPA wishes every client showed up with. Books, taxes, cash flow, and entity decisions, in one place.

  • Monthly bookkeeping rhythm
  • Tax-ready document checklist
  • Entity & S-Corp decision guide
  • Cash flow & owner pay basics

No signup required. Informational only — consult your CPA for advice.

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Fractional CFO vs bookkeeper vs CPA

A bookkeeper records transactions. A CPA helps with taxes and compliance. A fractional CFO helps with financial strategy and decision-making. Many businesses need all three at different stages.

Frequently asked

How much do fractional CFO services cost?

Pricing typically ranges from $3,000–$10,000+ monthly depending on scope and company size.

How many hours per month?

Most engagements run 10–40 hours per month, scaled to needs like board reporting or fundraising.

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